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Month: April 2023
Business Compliance and Regulations

Is Your Privacy Under Attack? The CTA Will Make You Uncomfortable and Vulnerable

The Corporate Transparency Act (CTA) is a new law that will require privately held entities to report detailed private information to the Treasury. The rules are complex and provide for stringent penalties for noncompliance. The CTA will have a significant impact on individuals and businesses that have undertaken estate planning, asset protection planning, own real estate, and more. Complying with the new CTA rules will be costly, nettlesome, concerning in terms of penalties, and will make individuals and businesses very uncomfortable disclosing information that they probably never did before. The CTA aims to create a comprehensive, searchable, national database of
Investment Insights

The Unfair Punishment Of High-Credit Homebuyers – Starting May 1st, 2023

The US Federal Housing Finance Agency’s (FHFA) recent decision to revamp federal rules on mortgage fees has stirred controversy, with concerns raised about the impact on high-credit buyers. The new rules will offer discounted rates for homebuyers with riskier credit backgrounds, while forcing higher-credit homebuyers to pay higher costs, which has been met with criticism from the mortgage industry. In this article, we will delve into the FHFA’s changes and explore the potential effects on the housing market and mortgage industry. What are the Changes to Mortgage Fees? Fannie Mae and Freddie Mac, government-sponsored enterprises that buy and resell loans,